| Federal Agencies and Non-FHA Lenders Using CAIVRS |
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| The Credit Alert Verification Reporting System (CAIVRS) is a federal interagency database of delinquent federal debtors. Access to CAIVRS is allowed for participating federal agencies and approved private lenders for the purpose of pre-screening the creditworthiness of applicants for federally guaranteed loans.
For FHA-approved lenders, access to CAIVRS is via the FHA Connection website. For participating federal agencies (other than HUD) or authorized non-FHA approved lenders, access to CAIVRS is via the CAIVRS website. Below are links to basic information for participating federal agencies and non-FHA approved lenders: |
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Register for CAIVRS: The participating CAIVRS federal agency or non-FHA approved lender designates two to four employees to administer the user IDs of its employees. They must register as Application Coordinators (or Agency Administrators). Once established, other employees can register as standard users. To go to the CAIVRS website and register, click here. |
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User ID Administration via FHA Connection: User ID administration is performed by the Application Coordinators via the FHA Connection. For their users, they grant CAIVRS authorization level, update basic user information, and reset passwords.
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Federal Agency: Application Coordinators that are signed on to CAIVRS can access FHA Connection ID Administration through the User ID Maintenance link on the Government User Menu of CAIVRS. Users can be granted authorization for CAIVRS and FHA TOTAL Scorecard Emulator. |
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Non-FHA Approved Lender: Application Coordinators that are signed on to CAVIRS can access FHA Connection ID Administration through the Lender User Administration link on the CAIVRS website. |
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CAIVRS Page: The CAIVRS page on the HUD.GOV website provides additional CAIVRS information. To go to the CAIVRS page, click here. |
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