Quick Start: Lender Insurance History

Lender Insurance History is used to track and maintain a lender's activity in the Lender Insurance (LI) program. The LI program permits qualified lenders to endorse mortgages for FHA insurance without a pre-insurance review by a HUD Homeownership Center (HOC). Instead, the lender performs its own pre-insurance review using personnel that did not originate or underwrite the mortgage. Case binders are submitted only upon request by a HOC. The Lender Insurance History link on the Lender Functions menu allows lenders to retrieve their lending institution's LI History Details, including case binder type authorization and LI actions or sanctions.